These Terms of Service (“Terms”) govern your access to and use of fennedge.ai and related FennEdge products and services (the “Services”). In these Terms, “FennEdge,” “we,” “us,” and “our” refer to the provider of the Services.
FennEdge provides source-linked ticker research and a separate workspace for reviewing completed trading records. It does not place trades or tell you to buy, sell, or hold a security.
1. Your agreement with FennEdge
These Terms form a legally binding agreement between you and us. By accessing or using the Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services.
You must be at least 18 years old, legally capable of entering this agreement, and permitted to use the Services under the laws that apply to you. If you use the Services for a company or other entity, you represent that you have authority to bind that entity, and “you” includes both you and the entity.
Additional terms shown for a specific feature, connected service, beta programme, purchase, or jurisdiction also apply. If they conflict with these Terms, the more specific terms control for that feature or transaction.
2. Financial-services boundary
FennEdge is an information and research service. Unless a separate written agreement expressly says otherwise, we are not acting as:
- a broker-dealer, investment adviser, commodity trading adviser, exchange, clearing agency, custodian, or fiduciary;
- your legal, tax, accounting, compliance, or financial adviser; or
- an execution venue or a service authorised to submit, modify, cancel, or settle an order.
The Services do not provide personalised investment recommendations, suitability determinations, price targets, promises of return, or instructions to buy, sell, short, or hold a security. Public ticker research is not tailored using a user's positions, account size, risk tolerance, or trading performance. Historical trade analysis describes completed records and is not matched to current quotes or events to recommend an action.
You are solely responsible for verifying information, deciding whether and how to trade, understanding the instrument and order type, checking restrictions and market conditions, and managing position size, liquidity, slippage, borrow availability, fees, taxes, and loss. Trading involves substantial risk and may result in the loss of all or more than the capital committed.
3. Your account
3.1 Sign-in and admission
You may sign in through Google, Clerk, or another method we make available. Some features may require an invitation or separate admission. An identity-provider account does not itself guarantee access to every FennEdge feature.
3.2 Account security
You are responsible for safeguarding your login method, connected-service credentials, devices, and account activity. You must provide accurate information, keep it current, and promptly notify us of suspected unauthorised access. You may not share an individual account or use another person's account without permission.
3.3 Third-party login services
We are not responsible for losses caused by the suspension, compromise, restriction, or unavailability of a third-party login account or provider. Their own terms and privacy policies apply.
4. Licence and permitted use
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Services for your lawful personal or internal business research. The licence does not transfer ownership of the Services, source data, software, or FennEdge Content.
You may use, copy, and export your own notes, records, and lawful outputs, subject to third-party rights, source licences, and the limitations in these Terms. You are responsible for any decision, publication, redistribution, or commercial use based on an output.
5. Restrictions on use
You may not:
- use the Services to violate securities, commodities, sanctions, privacy, intellectual-property, anti-fraud, or other applicable laws;
- use the Services to facilitate market manipulation, insider trading, unlawful tipping, deceptive promotion, wash trading, spoofing, or dissemination of material non-public information;
- treat a read-only broker connection as authority to place trades or attempt to use it for execution;
- impersonate another person, misrepresent your affiliation, or access another user's private workspace or trading information;
- bypass authentication, admission, rate, source, usage, or security controls;
- upload malware or interfere with the availability, integrity, or operation of the Services;
- scrape, crawl, or systematically extract non-public data or functionality without written authorisation;
- reverse engineer, decompile, disassemble, or create derivative works from non-public portions of the Services except where law expressly permits it;
- resell, rent, sublicense, or provide the Services as a standalone service without our written permission;
- use the Services or outputs to train or benchmark a competing model or product through systematic extraction without our written permission; or
- submit information that you do not have the right or authority to provide.
We may investigate suspected misuse, preserve records where legally required, restrict a feature, or cooperate with lawful requests from authorities.
6. Public sources, market data, and connected services
6.1 Source-linked information
The Services may display or derive information from SEC filings, issuer disclosures, exchanges, market-data providers, trading-venue notices, broker or reporting services, and other third parties. Source links and “as of” times help you inspect the evidence; they do not guarantee that a source is accurate, complete, current, consistently formatted, or suitable for a particular decision.
Filings can be amended, market data can be delayed, corporate actions can be reflected late, quotes can differ by venue, and derived metrics can use inputs from different dates. A displayed “unknown,” conflict, delay label, stale value, or missing source is part of the result and must not be replaced with an assumption.
6.2 Third-party terms and availability
Third-party content, APIs, websites, authentication systems, brokers, and model providers are governed by their own terms and policies. We do not control them and are not responsible for their acts, omissions, outages, corrections, licensing changes, or security. We may change or remove an integration when necessary to comply with law, source terms, technical limits, or security requirements.
6.3 Connected brokerage information
When you direct us to connect a supported broker or trade-reporting service, you represent that the account is yours or that you are authorised to access it and provide the credential and records. Connections are intended to be read-only. FennEdge does not guarantee that every account, fill, fee, currency, correction, locate charge, open position, or corporate action will be imported or reconstructed correctly.
7. AI-assisted features
Some features use machine learning or generative AI to organise public evidence, answer research questions, or summarise sources. Private trade records and notes are not supplied to the public ticker-research assistant. AI output can be incomplete, inaccurate, outdated, non-unique, or internally inconsistent. It may misunderstand a filing, omit a conflict, or infer a relationship that the source does not establish.
You must review the underlying evidence and use independent judgment before relying on an output. Do not use AI output as the sole basis for a trade, legal conclusion, tax position, regulatory filing, or other high-impact decision. We may block a prompt or output that creates legal, security, rights, or market-integrity risk.
8. Your content and private data
8.1 Ownership
You retain ownership of the notes, prompts, messages, files, trade records, and other content you provide (“User Content”). You are responsible for its legality, accuracy, and the rights and permissions needed for us and our processors to handle it.
8.2 Limited processing licence
You grant us a non-exclusive, worldwide, royalty-free licence to host, store, reproduce, transform, transmit, and process User Content only as reasonably necessary to provide, secure, support, and maintain the Services you use, comply with law, and enforce these Terms. This licence ends when the content is deleted from active systems, subject to backups, legal holds, security records, and other retention described in the Privacy Policy.
8.3 Model training
We do not use private User Content to train general-purpose AI models for other users unless we first obtain separate, express, off-by-default consent that identifies the content and purpose involved. Acceptance of these Terms, ordinary use, or failure to opt out is not training consent.
8.4 Your copies
The Services are not a brokerage system of record or guaranteed backup. You are responsible for keeping independent copies of source records, statements, filings, tax documents, and other information you need.
9. Beta access, plans, and fees
Some or all of the Services may be offered as an invitation-only, preview, experimental, or beta service. Beta features may be incomplete, change without notice, contain errors, or be withdrawn. Access limits and availability may differ between users and environments.
If we offer paid features, the price, billing period, usage limits, renewal terms, taxes, cancellation method, and any refund terms shown at purchase will control that transaction. Fees are for access to the software and research service, not based on whether, how often, or how much you trade. We will not charge you merely for using a free beta unless you affirmatively accept a paid offer. Payment processing may be provided by a third party under its own terms.
10. Intellectual property
The Services, software, design, content made available by FennEdge (“FennEdge Content”), trademarks, and related intellectual property are owned by us or our licensors and are protected by law. Except for the limited licence in these Terms, no rights are granted.
Third-party filings, market data, company names, logos, and linked materials remain subject to their owners' rights and source terms. Display by FennEdge does not imply affiliation, endorsement, or a licence for you to redistribute the material.
If you provide feedback, you grant us a perpetual, worldwide, royalty-free right to use it without restriction or compensation, provided we do not identify you publicly without permission.
11. Suspension and termination
You may stop using the Services and close your account through an available control or by contacting us. Deleting an account can cause irreversible loss of access to workspace content, private analysis, and connected-service records, subject to our retention obligations.
We may suspend, limit, or terminate access if you breach these Terms, create security or legal risk, misuse a source or connected service, fail to pay an agreed fee, or if continuing the Services is no longer reasonably possible. Where permitted and practical, we will provide notice, but we may act immediately to protect users, sources, FennEdge, or third parties.
Terms that by their nature should survive termination remain effective, including intellectual-property, data, disclaimer, liability, dispute, and payment provisions.
12. Exclusion of warranties
Nothing in these Terms limits consumer rights or liability that cannot lawfully be limited.
To the fullest extent permitted by law, the Services are provided “as is” and “as available.” We disclaim express, implied, and statutory warranties, including merchantability, fitness for a particular purpose, title, non-infringement, and any warranty arising from course of dealing or usage of trade.
We do not warrant that the Services, sources, market data, broker imports, derived statistics, citations, alerts, or AI outputs will be accurate, complete, current, uninterrupted, secure, error-free, or suitable for a trading or compliance decision. We do not warrant that an alert will arrive before a market move or that a source will remain available.
13. Limitation of liability
Nothing in these Terms excludes liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot lawfully be excluded.
To the fullest extent permitted by law, FennEdge, its operator, and their affiliates, officers, employees, contractors, licensors, and service providers are not liable for trading losses; loss of profit, opportunity, data, goodwill, or anticipated savings; failed or delayed orders; price movement; market interruption; source or broker errors; or indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to the Services.
To the fullest extent permitted by law, our aggregate liability arising from or related to the Services will not exceed the greater of (a) the amount you paid us for the Services during the 12 months before the event giving rise to the claim or (b) USD 100. These limitations apply regardless of the legal theory and even if a remedy fails of its essential purpose.
If you use the Services on behalf of a business, you will indemnify and hold harmless FennEdge, its operator, and their affiliates, officers, employees, and contractors from third-party claims, losses, and reasonable costs arising from your unlawful User Content, breach of these Terms, misuse of a connected account, or violation of another person's rights. This obligation does not apply to the extent a claim was caused by our breach or unlawful conduct.
14. Applicable law and disputes
If an order form or feature-specific agreement identifies governing law or a forum, that provision controls for the related transaction. Otherwise, governing law and jurisdiction are determined under applicable law, including any mandatory consumer protections that cannot be waived.
Before formal proceedings, you and we will make a reasonable good-faith effort to resolve the dispute for at least 30 days unless urgent relief or applicable law requires otherwise. Nothing in these Terms prevents either party from seeking relief in a court or process that has jurisdiction under applicable law.
15. Miscellaneous
15.1 Changes
We may update these Terms as the Services or law change. We will post the revised Terms and update the “Last updated” date. For material changes, we will provide a prominent website or in-product notice before they take effect unless a shorter period is required for legal, security, or urgent operational reasons. Continued use after the effective date means you accept the revised Terms.
15.2 Entire agreement; severability; waiver
These Terms, the Privacy Policy, and applicable specific terms form the entire agreement concerning the Services and supersede prior proposals or communications about them. If a provision is unenforceable, it will be limited or removed only to the extent necessary, and the rest remains effective. Failure to enforce a provision is not a waiver.
15.3 Assignment
You may not assign these Terms without our written consent. We may assign them in connection with a merger, acquisition, reorganisation, financing, asset sale, or operation of law.
15.4 Contact
Questions about these Terms may be submitted to legal@fennedge.com.